INDIE by IndusInd Bank Instant Personal Loan App

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INDIE by IndusInd Bank Instant Personal Loan App

Introducing INDIE by IndusInd Bank – a revolutionary banking app that GETS IT DONE!

Whether it’s seamless payments or simplified money management, INDIE helps you to get it done. INDIE offers one of the highest FD interest rates in India with a sweep-out option. You can invest in your favourite stocks, IPO, F&O and ETFs through a single platform with real-time tracking (in partnership with Paytm Money). If you are looking for quick funds, INDIE offers you a flexible Credit Line of up to ₹5 lakhs with convenient repayment options.

INDIE comes with a one-of-a-kind Make Your Own Loyalty Program for rewards where you can choose the brands you love and earn accelerated rewards every time you shop on them. Discover all this and more for all your financial needs!


  • 👀Zero-balance savings account: Get hassle-free online saving account opening & Say goodbye to unnecessary fees and minimum balance requirements.
  • 💸Get Money When You Need It: Get access to instant personal loans via INDIE’s Line of Credit up to Rs. 5 lacs and repay in flexible EMIs from 3 to 36 months that suit your financial needs.
  • 💹Save and earn high-interest rates: Avail the industry-leading FD interest rates and grow your savings with INDIE’s fixed deposits.
  • 📲Convenient payments and fund transfers: Seamlessly make transactions to any bank account or UPI ID using INDIE UPI.
  • 🤑Create your own Loyalty program: Our loyalty program ensures that your expenses are not in vain. You can choose 3 brands you love and start earning up to 3% INDIE Gems on your purchases. Redeem your gems into cashback whenever you want. 1 INDIE Gem = ₹1
  • ⭕Zero Forex Fee: Make international payments using INDIE Debit card with 0 Forex markup fees (for customers in top loyalty tier)
  • 📝Track expenses and set budget goals: Take control of your spending habits with INDIE’s Spend Analyzer. Track your expenses, set budget goals, and receive smart nudges to help you from overspending limits.
  • 💡Transparent and simple fees structure: Say goodbye to hidden charges and confusing banking fees
  • 📊Invest in your favourite stocks: Seamlessly manage your investments and enjoy one of the lowest brokerage fees in the market with our partner Paytm Money
  • 💰Pay bills and earn rewards: Simplify bill payments while earning exciting rewards and discounts. Get reminders or simply Autopay your bills to never miss a deadline.
  • 💳Numberless Debit card with dynamic PIN: Stay protected with INDIE’s secure debit card that eliminates the risk of information leakage.
  • 🎧Prompt Support: Get quick solutions for any INDIE related queries or concerns.

How to get started? ✅

Getting started with INDIE is incredibly simple. Within minutes, you can easily open an online savings account, without the hassle of dealing with paperwork or enduring lengthy processes. All that’s required is your smartphone, and you’re good to go!

1. To begin, just head over to the play store and install the mobile application on your device.

2. After the app is successfully installed, kickstart the process by providing your mobile number and OTP authentication.

3. Once your mobile number is authenticated, you can proceed to set up your MPIN, ensuring added security.

4. Upon completing the MPIN setup, it’s time to verify your Aadhaar and PAN details, which is the next step in the process.

5. Following the PAN validation, proceed by entering your personal details, and presto! Your INDIE account is ready to be used, and you’re good to go!

Say goodbye to financial headaches and download INDIE today. Experience a seamless and secure digital banking experience that puts you in control of your financial future.

Get in touch with us:

Write to us at or call us on 1860 267 2626. Timings:
Service Desk: 8 am to 8 pm – All 7 Days.
Video KYC Desk: 9 am to 8 pm – All 7 Days.

Go To Play Store and Search (INDIE)  To Apply

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